Providence First Insurance Services

12987 Central Ave
Chino, CA 91710

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Taking the Helm: A User-Friendly Guide to Boat Insurance in Chino, CA

Enjoying the waters around Chino, CA, on a sunny afternoon can be the epitome of relaxation. But before setting sail, having comprehensive boat insurance is vital. At Providence First Insurance Services, we’re dedicated to guiding boat owners through the essentials of boat insurance.

What is Boat Insurance?

Boat insurance covers you in the event of loss or damage to your boat. It covers most watercraft with motors, including fishing boats, pontoon boats, paddle boats, leisure crafts, and yachts. Boat insurance does not usually cover canoes, kayaks, or personal watercrafts (PWCs).

Key Coverage Areas

  • Property Coverage: Covers damage to your boat, motor, trolling motor, trailer and permanent and portable boating equipment.
  • Liability Coverage: Covers liability losses, including legal defense costs, should you be sued because of an accident.
  • Medical Payments Coverage: Covers the cost of medical treatment resulting from a boating-related accident, regardless of liability.

Providence First Insurance Services’ Role

At Providence First Insurance Services, we offer various boat insurance options to suit the unique needs of Chino, CA boat owners. We work closely with you to identify your needs, match you with the appropriate coverage, and ensure you understand your policy.

Keep Your Fun Days, Fun!

Before you head for the water, get prepared. Let us steer you through your boat insurance options. With Providence First Insurance Services, you’ll be able to relax and enjoy your time on the water knowing you’re protected. Contact us today to secure your peace of mind from the unpredictable.

Insurance Coverage For High Ticket Items Within Your Home

Purchasing new items to use within your home may alter the insurance coverage you need. Consider the categories below. If you own items that fall into one or more of the categories, consult with an agent who serves Chino, CA to receive assistance with modifying your home insurance policy.

Electronics

Electronics are susceptible to damage from rain, sleet, and snow. They are also at risk of being stolen. Consider the type of electronics that you own.

If you do not have adequate storage or security, adding the new equipment to your existing insurance policy is in your best interest. Write down the model number for each type of equipment you own. The numbers can be submitted when your insurance policy is updated.

Furniture

Furniture can be damaged by flooding, plumbing leaks, and smoke. It is also at risk of being vandalized or stolen. Prepare a list of the furnishings that you have recently invested in.

Take note of the condition of each item. The condition of the furnishings may influence how much insurance coverage you seek. If you own anything in mint condition, for example, you may need more coverage for this item than some of your other items.

Artwork

Artwork can be pricey and difficult to replace. For instance, if you own any limited pieces, you may want to seek insurance coverage. Have your artwork appraised. Use the appraisal information to guide you when updating your home insurance policy.

Contact Providence First Insurance Services

Once you have reviewed the high-ticket items that you own, consult with a Providence First Insurance Services agent. An agent will determine how much coverage you need to add to your existing home insurance policy.

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States Served

  • California

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