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Providence First Insurance Services

12987 Central Ave
Chino, CA 91710

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Commercial Insurance in California

Are you a new business owner taking on the Chino, CA economy for the first time? Maybe you are looking to protect what you have currently invested in your business. At Providence First Insurance Services, we understand what California requires in commercial insurance and offer more than what is required.

So, What Does California Require?

For any business with more than one employee, workers' compensation insurance is one of the two required policy options. This protects employees who are hurt on the job and need medical attention. The second required policy is commercial auto insurance. This applies to any business that utilizes a vehicle for the purposes of the business. In most of these cases, employees are able to drive these cars and they need ultimate protection should they be involved in a collision.

Protect Commercial Property

While the state of California is protecting your insurance, consider commercial property protection when you build your policy. Whether an accidental tragedy causes significant damage to your building or it burglarized, having an insurance policy to cover repairs and replacements can be the difference in opening the doors of your business.

Liability Protection

Your commercial business can be found liable for a number of incidents if you are open to the public. Although you take a number of safety measures, the best way to ensure protection is to carry a policy that will protect you if you are sued in a court of law. From general liability to supplementing with umbrella coverage, your personal and commercial assets are at stake if you do not have an insurance policy developed and ready to cover the differences.

Understanding Commercial Auto Insurance

Commercial auto insurance is a must-have for any California business that uses vehicles in its operation. This policy covers bodily injury liability and property damages in case of a collision and also covers medical payments for any injuries associated with the accident. Additionally, it provides defense expenses if your company is sued as a result of a car accident. Unlike personal auto insurance, commercial auto insurance provides the necessary additional coverage, such as non-owned or hired autos, that fulfills the needs of diverse business operations. If your employees use their vehicles for business purposes or if you rent or lease vehicles, this insurance can be a true lifesaver.

Business Owners Policies (BOP)

If you’re a business owner in Chino, CA, a business owner policy (BOP) can help put your mind at ease. A BOP typically combines property insurance, liability insurance, crime insurance and additional coverage into one convenient package. This type of policy is beneficial for small to mid-sized businesses at it simplifies the coverage need process and can save you money as compared to purchasing individual policies. By opting for a BOP, you not only cover your company's assets, but also protect your business from potential lawsuits that could arise from accidents, contractual liabilities, or other mishaps. It is, therefore, an investable insurance package that can ensure the smooth operation of your business in case any unfortunate incidents occur. At Providence First Insurance Services, we can customize a BOP to cater to your unique business needs.

Get Your Safeguard Today in Chino, CA

At Providence First Insurance Services, we understand your needs for your business. We want you to have the protection that is right for your business and gives you peace of mind. We proudly serve the Chino, CA area and would like to speak to you today. Call us for more information.


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States Served

  • California